During a separation, before a divorce is final, it is a good idea to contact a credit reporting company. For example, TRW gives a once-a-year free credit report to all consumers. Note that you are also entitled to a free report if you’ve been denied credit because of negative information in a credit report. To obtain a free report from TRW, call 800-879-8848 or write to TRW Complimentary Report Request, P.O. Box 8030, Layton, UT 84041-8030.
To obtain a credit report from the Pittsburgh office of the Credit Bureau, write to Credit Bureau, Inc., Consumer Assistance Department, P.O. Box 596, 520 E. Main Street, (Carnegie) Pittsburgh, PA 15230. Include a check payable to Credit Bureau, Inc. for $8.56. If you need a report immediately, send your request via overnight mail with a prepaid overnight mail envelope enclosed, and they will send your credit report within 1-2 days.
Include the following information for all requests:
Consumer Credit Counseling Service (CCCS) counselors can provide budget counseling or help you negotiate with your creditors and set up systems to manager your finances. The local office in Pittsburgh is located at 309 Smithfield Street, 412-471-7584. The service is free and confidential.
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